Retirement calculators
Four quick calculators for the big retirement questions, using 2026 CPP and OAS amounts from Canada.ca as editable starting points. Everything runs in your browser.
How much do I need to retire?
Estimate the nest egg you need to retire in Canada, after 2026 CPP and OAS, inflation and investment returns, and the monthly saving to get there.
Am I on track for retirement?
Project your RRSP and TFSA savings to retirement, compare with your goal, and see the monthly contribution you need to reach it.
How much can I withdraw each month?
Find the monthly amount you can take from your retirement savings for a set number of years, with optional yearly inflation increases.
How long will my savings last?
See how many years your retirement savings will last at a monthly withdrawal, with returns and yearly inflation increases.
CPP at 60 vs 65 vs 70
Compare total CPP received starting at 60, 65 or 70, plus break-even ages.
RRIF minimum withdrawal
Your required yearly RRIF withdrawal from the CRA factors.
General information, not financial advice. These calculators give rough estimates from simplified assumptions. It does not know your full situation. Check with a qualified professional and the official sources before making decisions.