Ontario income tax and take-home pay (2026)
On a $60,000 salary in Ontario you take home about $47,340 a year in 2026; on $100,000 about $74,206. Ontario ranks 6 of 12 provinces and territories (outside Quebec) for take-home pay at $60,000 and 6 of 12 at $150,000. Ontario adds a surtax on higher provincial tax and the Ontario Health Premium (up to $900 a year), both included here, and gives a tax reduction to lower incomes.
Take-home pay by salary
Click a salary for its full breakdown and how it compares with other provinces.
| Salary | Federal tax | Ontario tax | CPP + EI | Take-home | Per month | Marginal |
|---|---|---|---|---|---|---|
| $30,000 | $1,397 | $1,055 | $2,066 | $25,482 | $2,124 | 17.6% |
| $40,000 | $2,691 | $1,671 | $2,824 | $32,814 | $2,734 | 17.6% |
| $50,000 | $3,985 | $2,288 | $3,582 | $40,145 | $3,345 | 17.6% |
| $60,000 | $5,338 | $2,982 | $4,340 | $47,340 | $3,945 | 28.1% |
| $70,000 | $7,278 | $3,856 | $5,080 | $53,786 | $4,482 | 28.4% |
| $80,000 | $9,243 | $4,885 | $5,570 | $60,303 | $5,025 | 28.5% |
| $90,000 | $11,252 | $5,782 | $5,770 | $67,197 | $5,600 | 29.7% |
| $100,000 | $13,302 | $6,723 | $5,770 | $74,206 | $6,184 | 31.5% |
| $110,000 | $15,352 | $7,847 | $5,770 | $81,032 | $6,753 | 33.9% |
| $120,000 | $17,502 | $9,386 | $5,770 | $87,343 | $7,279 | 43.4% |
| $130,000 | $20,102 | $11,127 | $5,770 | $93,002 | $7,750 | 43.4% |
| $140,000 | $22,702 | $12,867 | $5,770 | $98,661 | $8,222 | 43.4% |
| $150,000 | $25,302 | $14,608 | $5,770 | $104,320 | $8,693 | 43.4% |
| $160,000 | $27,902 | $16,488 | $5,770 | $109,841 | $9,153 | 45.0% |
| $170,000 | $30,502 | $18,385 | $5,770 | $115,344 | $9,612 | 45.0% |
| $180,000 | $33,102 | $20,282 | $5,770 | $120,847 | $10,071 | 45.0% |
| $190,000 | $35,947 | $22,179 | $5,770 | $126,105 | $10,509 | 48.3% |
| $200,000 | $38,877 | $24,076 | $5,770 | $131,278 | $10,940 | 48.3% |
Ontario tax brackets 2026
| Ontario taxable income | Rate |
|---|---|
| $0 to $53,891 | 5.05% |
| $53,891 to $107,785 | 9.15% |
| $107,785 to $150,000 | 11.16% |
| $150,000 to $220,000 | 12.16% |
| $220,000 and up | 13.16% |
Basic personal amount: $12,989. Rates apply to taxable income, after deductions such as RRSP and FHSA contributions.
Federal tax brackets 2026
| Federal taxable income | Rate |
|---|---|
| $0 to $58,523 | 14.00% |
| $58,523 to $117,045 | 20.50% |
| $117,045 to $181,440 | 26.00% |
| $181,440 to $258,482 | 29.00% |
| $258,482 and up | 33.00% |
Federal basic personal amount: $16,452 (reduced gradually to $14,829 for incomes between $181,440 and $258,482).
Other provinces
British Columbia · Alberta · Saskatchewan · Manitoba · New Brunswick · Nova Scotia · Prince Edward Island · Newfoundland and Labrador · Yukon · Northwest Territories · Nunavut
Simple take-home pay calculator · Detailed income tax calculator
Quebec is not included: it runs its own provincial tax return and the Quebec Pension Plan (QPP) and QPIP instead of CPP and EI, so these figures would not apply. Use Revenu Québec's tools for Quebec.
Frequently asked questions
What are the Ontario tax brackets for 2026?
Ontario has 5 provincial brackets in 2026, from 5.05% on the first $53,891 of taxable income up to 13.16% on income over $220,000. Federal tax is charged on top.
What is the Ontario basic personal amount for 2026?
$12,989. The first $12,989 of income is effectively free of Ontario income tax (federally it is $16,452).
How much is $60,000 after tax in Ontario?
About $47,340 a year, or $3,945 a month, for a single employee with only basic credits.
Estimate only, not tax advice. Figures assume 2026 employment income only, one employer for the full year, a single person under 65 living in Ontario on December 31, with only the basic personal amount, Canada employment amount, CPP and EI credits. They exclude RRSP and FHSA deductions, pension plans, benefits, union dues and other credits, so your payslip or tax return can differ. Calculated with our income tax calculator using 2026 CRA rates (checked November 2, 2026).